Buying Your Property

Here at dunn & rate we understand that finding and buying your next property can sometimes seem daunting. Whether you are first time buyers, or you are a keen investor with a portfolio of properties, every purchase can differ. We are here to make that process simple and stress free.

By registering your details with us, we can help you to find your next move. Adding you to our mailing list is the perfect way to keep you up to date with all new and existing properties that come to market with ourselves. Our search can be tailored to suit your needs, we do this by registering all your property requirements including; location, price, size etc. We want to keep the excitement into buying a new property or home and we get no greater satisfaction than seeing this through to completion and handing over the keys for you to start your next chapter.

Frequently asked Questions

I want to buy and look for a property, what do I do first?
Before you start your search, it is always best to work out your cost of moving. Meeting with a mortgage advisor is the best way to do this. They can find what kind of mortgage would best suit your requirements and discuss what deposit you can afford. We can recommend an independent mortgage advisor who can help calculate the costs involved in the house buying process and for this initial appointment there is no cost involved.

If you have a property to sell before you move it is also advisable that you start the process to market this for sale. Please contact us for further advice or fill in the valuation form

I have found a property I want. What do I do now?
At this point it is advisable to apply for a Decision in Principle from your mortgage lender or building society and begin to look for a solicitor that will represent you during the buying process. Here at Dunn & Rate we can help you with both services, with no obligation quotes and break down of costs from local independent firms.

How long will it take before I can move in once my offer has been accepted?
Unfortunately, every sale is different and before this question can be answered correctly there are a few factors that need to be taken into consideration. The chain below and above can determine how lengthy the buying process can be. Furthermore, if the buyer is solely buying with cash a purchase can go through relatively quickly. As a guide I would advise any new buyer in a chain or purchasing with a mortgage, to expect the process to take approximately between 8 – 10 weeks from start to finish.

What does conveyancing mean? And how much does this cost?
Conveyancing is the name given to the field of law that specialises in the sale and transfer of land and buildings. Most people in the UK only ever deal with a solicitor when buying or selling property and the solicitor they use is likely to specialise in conveyancing. It is all the legal jargon that has to happen in order to make the property officially yours. It can be an extremely confusing process, we work alongside a panel of solicitors that breakdown everything you need to know along with process, price and cost explained.